Tuesday, May 31, 2011

Tips To Buying A Home

If you are in the market to buy Santa Maria home for sale or looking to get a first time homebuyer loan this article might have some tips for you.
10 Strategic Get-Into-Escrow-Quickly Tips –especially for the 1st Time Homebuyers Tax Credit (edit/delete)
Via Barb Fischer (RD Brown Real Estate):

You still have time to take advantage of the 1st Time Homebuyers Tax Credit, but you’ve got to act quickly and strategically. You must close escrow by June 30th, 2010, which means you really

Santa Maria Real estate

Santa Maria Homes For Sale For Less Than 200k As Of 05/31/11

If you are looking for Santa Maria homes for sale less than 190k down to 150k just click the link below this link will time out after 30 days of posting so as of 05/31-2011 these are homes currently available. If you like you can do your own search for homes anywhere from Paso To Buellton on the Central coast just click the Central Coast Homes for Sale. This list also has a few homes in the Guadalupe area that qualify for 100% financing NO MONEY DOWN BUT YOU DO HAVE TO

Santa Maria real estate

Monday, May 30, 2011

Qualifying For A Home Loan With Your Credit

If your goal this year is to finally purchase a home and if you happen to be looking at anyone of the Santa Maria Homes for Sale just a few things you need to know so you can qualify for a mortgage home loan which is going to be focused on your credit.

Today's blog is not going to be able to answer everything about credit but just give you enough information to hopefully give you something to work with and hopefully give you some idea of the things you may need to do to get your credit

Santa Maria Real estate

Sunday, May 29, 2011

Buying A Short Sale And The Process

Here is a great article on what this agent has picked up on when dealing with short sales. When It comes to the Santa Maria homes for sale and the mortgage home loans they are either foreclosures or short sales for the most part. If you happen to be the one that is thinking of doing a short sale there are some benefits to doing a short sale the most beneficial really is less impact on your credit. But some will argue that you may actually be better off financially in the long run in

Santa Maria Real estate

Daddy Please Don't Do That Again

I came across this story and thought it was a pretty good story to share and if you do not have a particular faith but at least have some kind of belief that there is a higher power then I think you will still get something from this. It seems now more than ever that tons of people are going through some kind of hardship, and I hope that this story has the ability to lift your spirits



Please, Daddy, Don't Do That Again!

By Tim Wright

When my son was only about three years

Santa Maria Real estate

Saturday, May 28, 2011

How A Divorce Impacts A Mortgage

Today's blog is the second of a two part entry of how a divorce can have an affect on Santa Maria real estate and the home owners attempt to do a mortgage home loan, okay now on to part 2. Please do keep in mind to seek legal counsel and this is not a substitute, and this should be used as a guideline I have learned from my a comment on my previous blog that there are exceptions.

A Final Divorce Decree is required prior to closing a loan for the following reason (s):

1) The

Santa Maria Real estate

Friday, May 27, 2011

Divorce And A Mortgage What You Need To Know

Today's blog will be the first of a two part entry how divorce can affect the Santa Maria homes for sale. Please look for the second part later on this week.

Let me start off by saying, "If you are in the middle of getting a divorce, it has to be final before you can get a mortgage or refinance your existing mortgage". Divorce seems to be part of today's society whether you live here in Santa Maria, CA or anywhere on the Central Coast, basically just anywhere. With over half of all

Santa Maria real estate

How Banks Make More Money By Foreclosing On You

Right now there are countless of homeowners trying to get a loan modification including those in the Santa Maria real estate market sad to say that many mortgage home loans are delinquent and many are still hurting financially due to the economy. Believe it or not your bank, the bank that has your mortgage and all the other big banks as well that got bailed out, got a pretty good deal, now when you see this video keep in mind your local banks were not so fortunate that is why some of your

Santa Maria real estate

Thursday, May 26, 2011

How Many Foreclosures Being Sold In California

This is just a quick snap shot of the number of homes that are being foreclosed on and sold in California I may post another one on a more local level showing the Santa Maria homes for sale that are being sold as foreclosures in the Santa Maria real estate market but for now this overall picture can at least tell you how our state is doing.


Charts provided By: first tuesday Journal Online – firsttuesdayjournal.com

By ft Editorial Staff • Apr 28th, 2011 • Category:

Santa Maria real estate